We Fully Enable Lenders Instantly (No Setup Time):

1. If you don't have an existing company, you must legally form one after you signup. That can be done online on sites like LegalZoom for a minor fee.

2. Do You Need A Lending License?:

Commercial Loans: Only 6 US states require you to have a lending license for commercial loans (AR, CA, NV, ND, SD, VT). If you are located in any of the other 44 states and only offer commercial loans, you do not need a lending license.

Personal Loans: If you offer personal loans, most US states require you to have a lending license. But, for a fee, we can optionally put you under our lending license as a "branch" to spare you from the aggravation of obtaining your own lending license. This option works best for SMEs/businesses (such as dentists, pet hospitals, auto-dealers, ect.)

Go Fish Capital Provides You The Rest:
   3.   Marketing Tips On How To Build A List Of Target Borrowers
   4.   A Borrower Application Web Page | Or Code Snippet
   5.   Underwriting & Processing Of Borrower Applications
   6.   Unlimited Ongoing Capital For Lending
   7.   Funding & Payment Collection From Your Borrowers
   8.   Loan Servicing (We Service Your Loans For You)
   9.   Loan Management Software
 10.   Optionally Packaging & Selling Your Loan Portfolio For A Lump Sum

  • The loan & loan agreement between the lender and the end-borrower is owned by the lender and stays on the lender's accounting books (lender's loan portfolio).
  • The loan & loan agreement between the lender financier (Go Fish Capital) and (you) the lender is owned by the lender financier and stays on the lender financier's accounting books.

  • Patent-Pending Proprietary Process:

    We're The Only Lender Financier That Funds Lender's When...
  • ...The Lender Has Zero Or Little Current or Historical Revenue
  • ...The Lender Has Little Lending Experience
  • ...The Lender's Only Collateral Is A Signed End-Borrower Loan Agreement (Via Our Platform)

  • We named the new proprietary lender finance model "Chain Lender Financing."
    Defined As: Establishing a reliable chain of debt financing where the lender becomes worthy of lender financing based on the creditworthiness & quality of the end-borrower & collecting loan payments from the end-borrower directly.
  • The lender and the end-borrower (both) get financed at the same time.
  • We act as a nominee on behalf of the lender to fund the end-borrower directly, and then we act as a payment processor to collect the loan payments from the end-borrower, we retain the amount that the lender owes us from their lender financing loan, and we provide the lender the rest (their profit).

  • Lenders Profit & APR Markup Is Based On Their Loan Volume Per Year
    As an example, if the end-borrower loan is a $30,000 loan at 30% APR x 5 year term, the starting APR spread/profit for a lender that produces less than $1M in loans per year would be given a lender financing loan of 27% APR to finance the end-borrower loan at 30%, meaning the lender will earn a 3% APR spread/markup x 5 years x $30,000 = $4,500.00
    As the lender's YTD loan volume increases, they will earn a larger APR spread/markup.

    Level Loan Volume Per Year APR Spread $ Profit On $30k 5 Yr 30% Loan
    Level 1 Up To $1M 3% 15% Profit = $4,500.00
    Level 2 $1M To $2M = ($84k/Mth) 4% 20% Profit = $6,000.00
    Level 3 $2M To $5M 5% 25% Profit = $7,500.00
    Level 4 $5M To $7M 7% 35% Profit = $10,500.00
    Level 5 $7M To $10M 10% 50% Profit = $15,000.00
    Level 6 $10M To $20M 15% 75% Profit = $22,500.00
    Level 7 $20M To $50M 20% 100% Profit = $30,000.00

    Services We Provide

    You Are Covered In These Areas

    During the onboarding process, you will decide & set the minimum threshold of creditworthiness for your applicants. We provide you with a white-label web page (or code to embed the web page into your own website) equipped with Artificial Intelligence & Data Analytics that allows your end-borrowers to pre-qualify themselves.

    We provide loans ranging from $1,000 to $60,000 with terms of 1 to 5 years. Your lender financing loan will mirror your borrower's loan in size & term.

    We finance lenders with zero revenue or a growing company. Our financing allows you to avoid pauses for additional financing and receive unlimited capital as quickly as you can deploy it.

    Log into your Go Fish Capital Loan Management System (Powered By Turnkey-Lender) at any time to view your current loan portfolio & associated lender financing loans. We will also help you gain access to a database that has the detailed contact information to 30 million US businesses, which you can use to search & filter based on geography, sales volume, employee count, ect.


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